Call reports 2007
FARMERS SAVINGS BANK — 2007
What FARMERS SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 44,293,000 | 43,970,000 | 44,241,000 | 45,081,000 |
| Total loans | 20,083,000 | 19,763,000 | 19,775,000 | 19,139,000 |
| Allowance for loan losses | 371,000 | 371,000 | 314,000 | 307,000 |
| Securities available for sale | 19,837,000 | 20,216,000 | 19,854,000 | 19,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,790,000 | 38,206,000 | 38,140,000 | 39,114,000 |
| Interest-bearing deposits | 33,231,000 | 33,598,000 | 33,054,000 | 33,600,000 |
| Noninterest-bearing deposits | 4,559,000 | 4,608,000 | 5,086,000 | 5,514,000 |
| Equity capital | 4,331,000 | 4,178,000 | 4,460,000 | 4,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,374,000 | 1,997,000 | 2,657,000 |
| Interest expense | 333,000 | 681,000 | 1,023,000 | 1,358,000 |
| Net interest income | 344,000 | 693,000 | 974,000 | 1,299,000 |
| Noninterest income | 84,000 | 171,000 | 256,000 | 337,000 |
| Noninterest expense | 350,000 | 688,000 | 1,039,000 | 1,417,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -100,000 |
| Pretax income | 178,000 | 276,000 | 291,000 | 319,000 |
| Income tax | 4,000 | 9,000 | 12,000 | 9,000 |
| Net income | 174,000 | 267,000 | 279,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,553,000 | 4,647,000 | 4,658,000 | 4,636,000 |
| Total capital | 4,867,000 | 4,964,000 | 4,972,000 | 4,943,000 |
| Risk-weighted assets | 25,078,000 | 25,316,000 | 25,414,000 | 25,663,000 |