Call reports 2006
FARMERS SAVINGS BANK — 2006
What FARMERS SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,618,000 | 43,036,000 | 43,321,000 | 43,798,000 |
| Total loans | 21,617,000 | 23,922,000 | 22,818,000 | 20,423,000 |
| Allowance for loan losses | 436,000 | 437,000 | 459,000 | 459,000 |
| Securities available for sale | 14,938,000 | 15,242,000 | 15,445,000 | 16,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,723,000 | 35,385,000 | 36,291,000 | 37,499,000 |
| Interest-bearing deposits | 31,318,000 | 31,050,000 | 31,614,000 | 32,579,000 |
| Noninterest-bearing deposits | 4,405,000 | 4,335,000 | 4,677,000 | 4,920,000 |
| Equity capital | 3,804,000 | 3,750,000 | 4,075,000 | 4,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,258,000 | 1,909,000 | 2,572,000 |
| Interest expense | 277,000 | 572,000 | 902,000 | 1,217,000 |
| Net interest income | 325,000 | 686,000 | 1,007,000 | 1,355,000 |
| Noninterest income | 83,000 | 200,000 | 285,000 | 503,000 |
| Noninterest expense | 340,000 | 714,000 | 1,054,000 | 1,579,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 172,000 | 238,000 | 279,000 |
| Income tax | 3,000 | 8,000 | 12,000 | 14,000 |
| Net income | 65,000 | 164,000 | 226,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,220,000 | 4,318,000 | 4,380,000 | 4,379,000 |
| Total capital | 4,554,000 | 4,676,000 | 4,724,000 | 4,694,000 |
| Risk-weighted assets | 26,582,000 | 28,555,000 | 27,425,000 | 25,050,000 |