Call reports 2002
FARMERS SAVINGS BANK — 2002
What FARMERS SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,635,000 | 43,677,000 | 44,750,000 | 43,909,000 |
| Total loans | 23,149,000 | 21,427,000 | 22,222,000 | 19,753,000 |
| Allowance for loan losses | 760,000 | 533,000 | 591,000 | 568,000 |
| Securities available for sale | 11,516,000 | 18,941,000 | 16,369,000 | 15,966,000 |
| Securities held to maturity | 7,068,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,560,000 | 32,727,000 | 33,539,000 | 33,835,000 |
| Interest-bearing deposits | 30,273,000 | 29,684,000 | 30,202,000 | 30,172,000 |
| Noninterest-bearing deposits | 3,287,000 | 3,043,000 | 3,337,000 | 3,663,000 |
| Equity capital | 3,696,000 | 3,483,000 | 3,771,000 | 3,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 696,000 | 1,400,000 | 2,085,000 | 2,677,000 |
| Interest expense | 351,000 | 705,000 | 1,054,000 | 1,359,000 |
| Net interest income | 345,000 | 695,000 | 1,031,000 | 1,318,000 |
| Noninterest income | 74,000 | 143,000 | 216,000 | 297,000 |
| Noninterest expense | 299,000 | 601,000 | 918,000 | 1,285,000 |
| Provision for loan losses | 0 | 720,000 | 750,000 | 805,000 |
| Pretax income | 121,000 | -483,000 | -275,000 | -198,000 |
| Income tax | 6,000 | -24,000 | -14,000 | -8,000 |
| Net income | 115,000 | -459,000 | -261,000 | -190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,733,000 | 3,159,000 | 3,357,000 | 3,428,000 |
| Total capital | 4,083,000 | 3,480,000 | 3,685,000 | 3,722,000 |
| Risk-weighted assets | 27,581,000 | 25,504,000 | 25,961,000 | 23,234,000 |