Call reports 2001
FARMERS SAVINGS BANK — 2001
What FARMERS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,844,000 | 45,953,000 | 45,124,000 | 44,283,000 |
| Total loans | 24,556,000 | 25,345,000 | 24,648,000 | 24,528,000 |
| Allowance for loan losses | 755,000 | 754,000 | 749,000 | 752,000 |
| Securities available for sale | 11,999,000 | 11,154,000 | 9,685,000 | 9,598,000 |
| Securities held to maturity | 5,741,000 | 5,586,000 | 5,747,000 | 6,841,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,543,000 | 33,791,000 | 32,825,000 | 33,129,000 |
| Interest-bearing deposits | 29,445,000 | 30,453,000 | 29,488,000 | 29,453,000 |
| Noninterest-bearing deposits | 3,098,000 | 3,338,000 | 3,337,000 | 3,676,000 |
| Equity capital | 3,708,000 | 3,628,000 | 3,859,000 | 3,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,683,000 | 2,488,000 | 3,237,000 |
| Interest expense | 538,000 | 1,065,000 | 1,465,000 | 1,884,000 |
| Net interest income | 311,000 | 618,000 | 1,023,000 | 1,353,000 |
| Noninterest income | 69,000 | 126,000 | 197,000 | 405,000 |
| Noninterest expense | 265,000 | 558,000 | 834,000 | 1,258,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 76,000 | 103,000 | 258,000 | 426,000 |
| Income tax | 4,000 | 6,000 | 16,000 | 24,000 |
| Net income | 72,000 | 97,000 | 242,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,529,000 | 3,481,000 | 3,585,000 | 3,658,000 |
| Total capital | 3,898,000 | 3,849,000 | 3,949,000 | 4,016,000 |
| Risk-weighted assets | 29,106,000 | 29,148,000 | 28,744,000 | 28,238,000 |