Call reports 2025
FIRST NATIONAL BANK OF FLEMING, THE — 2025
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 28,673,000 | 28,808,000 | 29,744,000 | 30,078,000 |
| Total loans | 22,760,000 | 23,828,000 | 24,668,000 | 24,405,000 |
| Allowance for loan losses | 299,000 | 334,000 | 304,000 | 310,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,207,000 | 3,005,000 | 2,702,000 | 2,790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,710,000 | 24,710,000 | 25,352,000 | 25,924,000 |
| Interest-bearing deposits | 20,234,000 | 20,978,000 | 21,061,000 | 21,575,000 |
| Noninterest-bearing deposits | 4,476,000 | 3,732,000 | 4,291,000 | 4,349,000 |
| Equity capital | 3,809,000 | 3,837,000 | 4,013,000 | 3,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 430,000 | 878,000 | 1,341,000 | 1,806,000 |
| Interest expense | 163,000 | 333,000 | 505,000 | 676,000 |
| Net interest income | 267,000 | 545,000 | 836,000 | 1,130,000 |
| Noninterest income | 18,000 | 57,000 | 94,000 | 107,000 |
| Noninterest expense | 237,000 | 460,000 | 674,000 | 960,000 |
| Provision for loan losses | 0 | 35,000 | 5,000 | 20,000 |
| Pretax income | 48,000 | 107,000 | 251,000 | 257,000 |
| Income tax | -32,000 | -1,000 | -33,000 | -37,000 |
| Net income | 80,000 | 108,000 | 284,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,809,000 | 3,837,000 | 4,013,000 | 3,942,000 |