Call reports 2020
FIRST NATIONAL BANK OF FLEMING, THE — 2020
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 23,684,000 | 24,122,000 | 24,336,000 | 25,073,000 |
| Total loans | 16,433,000 | 16,119,000 | 15,587,000 | 15,515,000 |
| Allowance for loan losses | 306,000 | 299,000 | 308,000 | 272,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,097,000 | 2,297,000 | 2,528,000 | 2,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,435,000 | 21,173,000 | 21,357,000 | 22,111,000 |
| Interest-bearing deposits | 17,127,000 | 17,524,000 | 17,803,000 | 18,019,000 |
| Noninterest-bearing deposits | 3,308,000 | 3,649,000 | 3,554,000 | 4,092,000 |
| Equity capital | 2,990,000 | 2,674,000 | 2,719,000 | 2,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 670,000 | 920,000 | 1,159,000 |
| Interest expense | 57,000 | 116,000 | 168,000 | 218,000 |
| Net interest income | 196,000 | 554,000 | 752,000 | 941,000 |
| Noninterest income | 25,000 | 43,000 | 62,000 | 85,000 |
| Noninterest expense | 164,000 | 341,000 | 521,000 | 726,000 |
| Provision for loan losses | 10,000 | 517,000 | 517,000 | 562,000 |
| Pretax income | 47,000 | -261,000 | -224,000 | -262,000 |
| Income tax | 3,000 | 11,000 | 3,000 | -41,000 |
| Net income | 44,000 | -272,000 | -227,000 | -221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,990,000 | 2,674,000 | 2,719,000 | 2,725,000 |
| Total capital | 3,142,000 | — | — | — |
| Risk-weighted assets | 12,001,000 | — | — | — |