Call reports 2019
FIRST NATIONAL BANK OF FLEMING, THE — 2019
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 22,554,000 | 21,618,000 | 22,113,000 | 22,584,000 |
| Total loans | 18,078,000 | 17,105,000 | 18,020,000 | 17,492,000 |
| Allowance for loan losses | 257,000 | 305,000 | 306,000 | 308,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,798,000 | 1,898,000 | 1,997,000 | 2,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,297,000 | 18,348,000 | 17,888,000 | 19,294,000 |
| Interest-bearing deposits | 15,758,000 | 15,564,000 | 15,091,000 | 15,843,000 |
| Noninterest-bearing deposits | 3,539,000 | 2,784,000 | 2,797,000 | 3,451,000 |
| Equity capital | 2,885,000 | 2,958,000 | 3,010,000 | 2,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 589,000 | 863,000 | 1,144,000 |
| Interest expense | 43,000 | 89,000 | 141,000 | 197,000 |
| Net interest income | 233,000 | 500,000 | 722,000 | 947,000 |
| Noninterest income | 17,000 | 37,000 | 58,000 | 82,000 |
| Noninterest expense | 175,000 | 357,000 | 544,000 | 759,000 |
| Provision for loan losses | 0 | 55,000 | 55,000 | 55,000 |
| Pretax income | 75,000 | 125,000 | 181,000 | 215,000 |
| Income tax | 24,000 | 1,000 | 5,000 | 23,000 |
| Net income | 51,000 | 124,000 | 176,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,885,000 | 2,958,000 | 3,010,000 | 2,945,000 |
| Total capital | 3,047,000 | 3,097,000 | 3,149,000 | 3,081,000 |
| Risk-weighted assets | 12,873,000 | 11,006,000 | 11,002,000 | 10,720,000 |