Call reports 2018
FIRST NATIONAL BANK OF FLEMING, THE — 2018
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 23,122,000 | 24,099,000 | 22,238,000 | 22,468,000 |
| Total loans | 17,444,000 | 18,081,000 | 18,337,000 | 17,804,000 |
| Allowance for loan losses | 344,000 | 214,000 | 184,000 | 276,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,803,000 | 1,798,000 | 1,798,000 | 1,797,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,932,000 | 20,877,000 | 18,948,000 | 19,305,000 |
| Interest-bearing deposits | 17,018,000 | 16,996,000 | 15,616,000 | 15,586,000 |
| Noninterest-bearing deposits | 2,914,000 | 3,881,000 | 3,332,000 | 3,719,000 |
| Equity capital | 2,765,000 | 2,903,000 | 2,973,000 | 2,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 604,000 | 884,000 | 1,161,000 |
| Interest expense | 34,000 | 68,000 | 101,000 | 135,000 |
| Net interest income | 261,000 | 536,000 | 783,000 | 1,026,000 |
| Noninterest income | 12,000 | 33,000 | 56,000 | 76,000 |
| Noninterest expense | 179,000 | 358,000 | 533,000 | 738,000 |
| Provision for loan losses | 0 | 0 | 0 | 93,000 |
| Pretax income | 94,000 | 211,000 | 306,000 | 271,000 |
| Income tax | 26,000 | 5,000 | 30,000 | 54,000 |
| Net income | 68,000 | 206,000 | 276,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,765,000 | 2,903,000 | 2,973,000 | 2,834,000 |
| Total capital | 2,910,000 | 3,076,000 | 3,140,000 | 3,000,000 |
| Risk-weighted assets | 11,444,000 | 13,840,000 | 13,377,000 | 13,206,000 |