Call reports 2016
FIRST NATIONAL BANK OF FLEMING, THE — 2016
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 23,048,000 | 22,283,000 | 23,496,000 | 22,751,000 |
| Total loans | 18,746,000 | 18,652,000 | 19,590,000 | 18,646,000 |
| Allowance for loan losses | 305,000 | 325,000 | 342,000 | 365,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,520,000 | 1,823,000 | 1,818,000 | 1,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,169,000 | 19,303,000 | 19,451,000 | 19,732,000 |
| Interest-bearing deposits | 16,884,000 | 16,308,000 | 16,771,000 | 16,571,000 |
| Noninterest-bearing deposits | 3,285,000 | 2,995,000 | 2,680,000 | 3,161,000 |
| Equity capital | 2,557,000 | 2,627,000 | 2,686,000 | 2,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 555,000 | 847,000 | 1,143,000 |
| Interest expense | 25,000 | 53,000 | 80,000 | 111,000 |
| Net interest income | 257,000 | 502,000 | 767,000 | 1,032,000 |
| Noninterest income | 21,000 | 47,000 | 61,000 | 66,000 |
| Noninterest expense | 167,000 | 324,000 | 493,000 | 692,000 |
| Provision for loan losses | 0 | 20,000 | 45,000 | 70,000 |
| Pretax income | 111,000 | 205,000 | 290,000 | 336,000 |
| Income tax | 20,000 | 44,000 | 70,000 | 109,000 |
| Net income | 91,000 | 161,000 | 220,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,557,000 | 2,627,000 | 2,686,000 | 2,613,000 |
| Total capital | 2,731,000 | 2,809,000 | 2,877,000 | 2,799,000 |
| Risk-weighted assets | 13,814,000 | 14,466,000 | 15,163,000 | 14,724,000 |