Call reports 2015
FIRST NATIONAL BANK OF FLEMING, THE — 2015
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 23,696,000 | 23,191,000 | 22,498,000 | 23,552,000 |
| Total loans | 16,376,000 | 17,812,000 | 18,693,000 | 18,350,000 |
| Allowance for loan losses | 327,000 | 326,000 | 326,000 | 308,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,533,000 | 1,529,000 | 1,525,000 | 1,523,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,919,000 | 20,309,000 | 19,530,000 | 20,623,000 |
| Interest-bearing deposits | 17,755,000 | 17,218,000 | 16,776,000 | 17,587,000 |
| Noninterest-bearing deposits | 3,164,000 | 3,091,000 | 2,754,000 | 3,036,000 |
| Equity capital | 2,415,000 | 2,498,000 | 2,563,000 | 2,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 542,000 | 816,000 | 1,095,000 |
| Interest expense | 26,000 | 48,000 | 79,000 | 105,000 |
| Net interest income | 265,000 | 494,000 | 737,000 | 990,000 |
| Noninterest income | 37,000 | 67,000 | 98,000 | 120,000 |
| Noninterest expense | 158,000 | 320,000 | 507,000 | 705,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 50,000 |
| Pretax income | 124,000 | 221,000 | 308,000 | 355,000 |
| Income tax | 50,000 | 64,000 | 86,000 | 150,000 |
| Net income | 74,000 | 157,000 | 222,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,415,000 | 2,498,000 | 2,563,000 | 2,466,000 |
| Total capital | 2,576,000 | 2,672,000 | 2,742,000 | 2,643,000 |
| Risk-weighted assets | 12,734,000 | 13,841,000 | 14,207,000 | 14,049,000 |