Call reports 2014
FIRST NATIONAL BANK OF FLEMING, THE — 2014
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 23,248,000 | 22,797,000 | 22,459,000 | 24,107,000 |
| Total loans | 17,772,000 | 19,031,000 | 18,598,000 | 17,789,000 |
| Allowance for loan losses | 302,000 | 327,000 | 340,000 | 316,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,550,000 | 1,546,000 | 1,544,000 | 1,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,672,000 | 20,108,000 | 19,663,000 | 21,385,000 |
| Interest-bearing deposits | 17,601,000 | 17,285,000 | 16,889,000 | 17,734,000 |
| Noninterest-bearing deposits | 3,071,000 | 2,823,000 | 2,774,000 | 3,651,000 |
| Equity capital | 2,331,000 | 2,405,000 | 2,472,000 | 2,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 543,000 | 822,000 | 1,099,000 |
| Interest expense | 27,000 | 54,000 | 83,000 | 110,000 |
| Net interest income | 235,000 | 489,000 | 739,000 | 989,000 |
| Noninterest income | 35,000 | 64,000 | 113,000 | 154,000 |
| Noninterest expense | 158,000 | 312,000 | 465,000 | 676,000 |
| Provision for loan losses | 10,000 | 35,000 | 75,000 | 145,000 |
| Pretax income | 102,000 | 206,000 | 312,000 | 322,000 |
| Income tax | 17,000 | 47,000 | 87,000 | 147,000 |
| Net income | 85,000 | 159,000 | 225,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,331,000 | 2,405,000 | 2,472,000 | 2,341,000 |
| Total capital | 2,499,000 | 2,579,000 | 2,642,000 | 2,508,000 |
| Risk-weighted assets | 13,340,000 | 13,740,000 | 13,451,000 | 13,366,000 |