Call reports 2013
FIRST NATIONAL BANK OF FLEMING, THE — 2013
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 22,385,000 | 21,726,000 | 22,901,000 | 23,812,000 |
| Total loans | 16,809,000 | 17,324,000 | 18,978,000 | 18,159,000 |
| Allowance for loan losses | 294,000 | 297,000 | 303,000 | 303,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,581,000 | 1,567,000 | 1,561,000 | 1,556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,023,000 | 19,268,000 | 20,364,000 | 21,270,000 |
| Interest-bearing deposits | 16,792,000 | 16,298,000 | 17,225,000 | 17,721,000 |
| Noninterest-bearing deposits | 3,231,000 | 2,970,000 | 3,139,000 | 3,549,000 |
| Equity capital | 2,157,000 | 2,211,000 | 2,278,000 | 2,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 513,000 | 796,000 | 1,082,000 |
| Interest expense | 31,000 | 58,000 | 85,000 | 112,000 |
| Net interest income | 227,000 | 455,000 | 711,000 | 970,000 |
| Noninterest income | 25,000 | 66,000 | 99,000 | 131,000 |
| Noninterest expense | 167,000 | 342,000 | 516,000 | 729,000 |
| Provision for loan losses | 20,000 | 30,000 | 48,000 | 48,000 |
| Pretax income | 65,000 | 149,000 | 246,000 | 324,000 |
| Income tax | 28,000 | 58,000 | 88,000 | 118,000 |
| Net income | 37,000 | 91,000 | 158,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,157,000 | 2,211,000 | 2,278,000 | 2,246,000 |
| Total capital | 2,322,000 | 2,378,000 | 2,456,000 | 2,421,000 |
| Risk-weighted assets | 13,091,000 | 13,233,000 | 14,134,000 | 14,011,000 |