Call reports 2012
FIRST NATIONAL BANK OF FLEMING, THE — 2012
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 21,905,000 | 22,013,000 | 22,620,000 | 23,254,000 |
| Total loans | 14,925,000 | 16,005,000 | 17,076,000 | 17,589,000 |
| Allowance for loan losses | 300,000 | 293,000 | 297,000 | 293,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,613,000 | 1,605,000 | 1,590,000 | 1,586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,626,000 | 19,751,000 | 20,287,000 | 20,862,000 |
| Interest-bearing deposits | 16,852,000 | 16,766,000 | 17,078,000 | 17,282,000 |
| Noninterest-bearing deposits | 2,774,000 | 2,985,000 | 3,209,000 | 3,580,000 |
| Equity capital | 2,004,000 | 2,031,000 | 2,092,000 | 2,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 245,000 | 493,000 | 757,000 | 1,032,000 |
| Interest expense | 41,000 | 80,000 | 121,000 | 161,000 |
| Net interest income | 204,000 | 413,000 | 636,000 | 871,000 |
| Noninterest income | 25,000 | 52,000 | 87,000 | 113,000 |
| Noninterest expense | 153,000 | 324,000 | 487,000 | 676,000 |
| Provision for loan losses | 15,000 | 25,000 | 35,000 | 55,000 |
| Pretax income | 61,000 | 116,000 | 201,000 | 253,000 |
| Income tax | 20,000 | 48,000 | 72,000 | 96,000 |
| Net income | 41,000 | 68,000 | 129,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,004,000 | 2,031,000 | 2,092,000 | 2,120,000 |
| Total capital | 2,164,000 | 2,200,000 | 2,267,000 | 2,291,000 |
| Risk-weighted assets | 12,639,000 | 13,356,000 | 13,847,000 | 13,558,000 |