Call reports 2011
FIRST NATIONAL BANK OF FLEMING, THE — 2011
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 20,982,000 | 20,633,000 | 21,107,000 | 21,826,000 |
| Total loans | 14,126,000 | 14,358,000 | 14,163,000 | 14,677,000 |
| Allowance for loan losses | 262,000 | 262,000 | 269,000 | 285,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,641,000 | 1,636,000 | 1,625,000 | 1,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,922,000 | 18,497,000 | 18,923,000 | 19,615,000 |
| Interest-bearing deposits | 16,652,000 | 16,346,000 | 16,597,000 | 16,843,000 |
| Noninterest-bearing deposits | 2,270,000 | 2,151,000 | 2,326,000 | 2,772,000 |
| Equity capital | 1,847,000 | 1,907,000 | 1,964,000 | 1,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 492,000 | 745,000 | 984,000 |
| Interest expense | 59,000 | 112,000 | 158,000 | 204,000 |
| Net interest income | 181,000 | 380,000 | 587,000 | 780,000 |
| Noninterest income | 22,000 | 49,000 | 74,000 | 107,000 |
| Noninterest expense | 145,000 | 295,000 | 444,000 | 631,000 |
| Provision for loan losses | 15,000 | 15,000 | 25,000 | 45,000 |
| Pretax income | 43,000 | 119,000 | 192,000 | 211,000 |
| Income tax | 15,000 | 31,000 | 47,000 | 67,000 |
| Net income | 28,000 | 88,000 | 145,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,847,000 | 1,907,000 | 1,964,000 | 1,963,000 |
| Total capital | 1,995,000 | 2,055,000 | 2,116,000 | 2,118,000 |
| Risk-weighted assets | 11,754,000 | 11,716,000 | 12,076,000 | 12,284,000 |