Call reports 2010
FIRST NATIONAL BANK OF FLEMING, THE — 2010
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 17,752,000 | 18,102,000 | 18,237,000 | 19,353,000 |
| Total loans | 11,955,000 | 14,078,000 | 13,776,000 | 13,460,000 |
| Allowance for loan losses | 149,000 | 255,000 | 250,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,583,000 | 1,777,000 | 1,767,000 | 1,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,355,000 | 16,745,000 | 16,765,000 | 17,630,000 |
| Interest-bearing deposits | 14,760,000 | 15,257,000 | 15,073,000 | 15,600,000 |
| Noninterest-bearing deposits | 1,595,000 | 1,488,000 | 1,692,000 | 2,030,000 |
| Equity capital | 1,225,000 | 1,174,000 | 1,274,000 | 1,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 221,000 | 463,000 | 706,000 | 976,000 |
| Interest expense | 69,000 | 135,000 | 202,000 | 265,000 |
| Net interest income | 152,000 | 328,000 | 504,000 | 711,000 |
| Noninterest income | 26,000 | 50,000 | 78,000 | 105,000 |
| Noninterest expense | 130,000 | 265,000 | 400,000 | 554,000 |
| Provision for loan losses | 5,000 | 112,000 | 125,000 | 125,000 |
| Pretax income | 43,000 | 1,000 | 57,000 | 137,000 |
| Income tax | 13,000 | 22,000 | 28,000 | 38,000 |
| Net income | 30,000 | -21,000 | 29,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,225,000 | 1,174,000 | 1,274,000 | 1,519,000 |
| Total capital | 1,345,000 | 1,310,000 | 1,409,000 | 1,655,000 |
| Risk-weighted assets | 9,583,000 | 10,727,000 | 10,699,000 | 10,786,000 |