Call reports 2009
FIRST NATIONAL BANK OF FLEMING, THE — 2009
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 14,895,000 | 15,690,000 | 16,165,000 | 17,399,000 |
| Total loans | 9,840,000 | 10,740,000 | 11,015,000 | 11,571,000 |
| Allowance for loan losses | 84,000 | 84,000 | 144,000 | 144,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,301,000 | 1,401,000 | 1,401,000 | 1,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,544,000 | 14,304,000 | 14,819,000 | 16,031,000 |
| Interest-bearing deposits | 11,504,000 | 12,557,000 | 13,292,000 | 14,050,000 |
| Noninterest-bearing deposits | 2,040,000 | 1,747,000 | 1,527,000 | 1,981,000 |
| Equity capital | 1,180,000 | 1,206,000 | 1,179,000 | 1,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 405,000 | 620,000 | 837,000 |
| Interest expense | 70,000 | 146,000 | 221,000 | 293,000 |
| Net interest income | 127,000 | 259,000 | 399,000 | 544,000 |
| Noninterest income | 22,000 | 44,000 | 71,000 | 95,000 |
| Noninterest expense | 120,000 | 242,000 | 371,000 | 522,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 60,000 |
| Pretax income | 29,000 | 61,000 | 39,000 | 57,000 |
| Income tax | 7,000 | 13,000 | 18,000 | 20,000 |
| Net income | 22,000 | 48,000 | 21,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,180,000 | 1,206,000 | 1,179,000 | 1,195,000 |
| Total capital | 1,264,000 | 1,290,000 | 1,298,000 | 1,314,000 |
| Risk-weighted assets | 9,607,000 | 9,687,000 | 9,531,000 | 9,522,000 |