Call reports 2008
FIRST NATIONAL BANK OF FLEMING, THE — 2008
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 12,378,000 | 12,667,000 | 13,463,000 | 13,977,000 |
| Total loans | 8,478,000 | 8,983,000 | 8,860,000 | 9,014,000 |
| Allowance for loan losses | 91,000 | 91,000 | 84,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,503,000 | 1,503,000 | 1,502,000 | 1,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,038,000 | 11,288,000 | 12,052,000 | 12,633,000 |
| Interest-bearing deposits | 9,364,000 | 9,863,000 | 10,263,000 | 10,425,000 |
| Noninterest-bearing deposits | 1,674,000 | 1,425,000 | 1,789,000 | 2,208,000 |
| Equity capital | 1,168,000 | 1,203,000 | 1,242,000 | 1,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 408,000 | 621,000 | 815,000 |
| Interest expense | 82,000 | 162,000 | 239,000 | 315,000 |
| Net interest income | 122,000 | 246,000 | 382,000 | 500,000 |
| Noninterest income | 20,000 | 49,000 | 73,000 | 98,000 |
| Noninterest expense | 116,000 | 229,000 | 345,000 | 491,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 66,000 | 110,000 | 107,000 |
| Income tax | 16,000 | 21,000 | 26,000 | 33,000 |
| Net income | 10,000 | 45,000 | 84,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,168,000 | 1,203,000 | 1,242,000 | 1,158,000 |
| Total capital | 1,259,000 | 1,294,000 | 1,326,000 | 1,242,000 |
| Risk-weighted assets | 7,788,000 | 8,262,000 | 8,415,000 | 8,626,000 |