Call reports 2007
FIRST NATIONAL BANK OF FLEMING, THE — 2007
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 11,648,000 | 11,891,000 | 11,845,000 | 12,055,000 |
| Total loans | 8,669,000 | 8,914,000 | 8,639,000 | 8,400,000 |
| Allowance for loan losses | 89,000 | 89,000 | 89,000 | 91,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,204,000 | 1,597,000 | 1,301,000 | 1,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,330,000 | 10,520,000 | 10,430,000 | 10,724,000 |
| Interest-bearing deposits | 9,080,000 | 9,210,000 | 9,089,000 | 9,132,000 |
| Noninterest-bearing deposits | 1,250,000 | 1,310,000 | 1,341,000 | 1,592,000 |
| Equity capital | 1,168,000 | 1,220,000 | 1,258,000 | 1,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 408,000 | 618,000 | 825,000 |
| Interest expense | 81,000 | 163,000 | 248,000 | 331,000 |
| Net interest income | 119,000 | 245,000 | 370,000 | 494,000 |
| Noninterest income | 27,000 | 73,000 | 103,000 | 119,000 |
| Noninterest expense | 115,000 | 234,000 | 349,000 | 504,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 31,000 | 84,000 | 124,000 | 104,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 11,000 |
| Net income | 29,000 | 81,000 | 119,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,168,000 | 1,220,000 | 1,258,000 | 1,158,000 |
| Total capital | 1,257,000 | 1,309,000 | 1,347,000 | 1,249,000 |
| Risk-weighted assets | 7,778,000 | 7,977,000 | 7,905,000 | 7,745,000 |