Call reports 2006
FIRST NATIONAL BANK OF FLEMING, THE — 2006
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 12,157,000 | 11,803,000 | 11,491,000 | 11,916,000 |
| Total loans | 8,415,000 | 8,744,000 | 8,475,000 | 8,240,000 |
| Allowance for loan losses | 90,000 | 89,000 | 89,000 | 89,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,716,000 | 1,610,000 | 1,608,000 | 1,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,899,000 | 10,518,000 | 10,182,000 | 10,631,000 |
| Interest-bearing deposits | 9,564,000 | 9,399,000 | 9,025,000 | 9,158,000 |
| Noninterest-bearing deposits | 1,335,000 | 1,119,000 | 1,157,000 | 1,473,000 |
| Equity capital | 1,143,000 | 1,160,000 | 1,180,000 | 1,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 189,000 | 381,000 | 577,000 | 769,000 |
| Interest expense | 77,000 | 153,000 | 234,000 | 315,000 |
| Net interest income | 112,000 | 228,000 | 343,000 | 454,000 |
| Noninterest income | 23,000 | 45,000 | 73,000 | 97,000 |
| Noninterest expense | 108,000 | 226,000 | 346,000 | 482,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 47,000 | 70,000 | 69,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 24,000 | 41,000 | 61,000 | 57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,143,000 | 1,160,000 | 1,180,000 | 1,139,000 |
| Total capital | 1,233,000 | 1,249,000 | 1,269,000 | 1,228,000 |
| Risk-weighted assets | 8,072,000 | 8,161,000 | 7,834,000 | 7,735,000 |