Call reports 2005
FIRST NATIONAL BANK OF FLEMING, THE — 2005
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 11,688,000 | 11,182,000 | 11,838,000 | 11,798,000 |
| Total loans | 8,181,000 | 8,136,000 | 8,272,000 | 7,980,000 |
| Allowance for loan losses | 112,000 | 112,000 | 110,000 | 110,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,028,000 | 1,224,000 | 1,222,000 | 1,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,462,000 | 9,925,000 | 10,537,000 | 10,554,000 |
| Interest-bearing deposits | 9,242,000 | 8,765,000 | 9,173,000 | 9,112,000 |
| Noninterest-bearing deposits | 1,220,000 | 1,160,000 | 1,364,000 | 1,442,000 |
| Equity capital | 1,133,000 | 1,164,000 | 1,206,000 | 1,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 342,000 | 525,000 | 701,000 |
| Interest expense | 53,000 | 110,000 | 169,000 | 236,000 |
| Net interest income | 117,000 | 232,000 | 356,000 | 465,000 |
| Noninterest income | 24,000 | 51,000 | 77,000 | 103,000 |
| Noninterest expense | 108,000 | 217,000 | 323,000 | 453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 66,000 | 110,000 | 115,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 31,000 | 62,000 | 104,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,133,000 | 1,164,000 | 1,206,000 | 1,135,000 |
| Total capital | 1,231,000 | 1,260,000 | 1,308,000 | 1,232,000 |
| Risk-weighted assets | 7,806,000 | 7,663,000 | 8,114,000 | 7,721,000 |