Call reports 2004
FIRST NATIONAL BANK OF FLEMING, THE — 2004
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 11,701,000 | 11,250,000 | 11,268,000 | 11,598,000 |
| Total loans | 7,469,000 | 7,996,000 | 8,037,000 | 8,142,000 |
| Allowance for loan losses | 102,000 | 102,000 | 112,000 | 112,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,139,000 | 1,136,000 | 1,134,000 | 1,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,517,000 | 10,043,000 | 10,032,000 | 10,397,000 |
| Interest-bearing deposits | 9,210,000 | 8,912,000 | 8,898,000 | 9,088,000 |
| Noninterest-bearing deposits | 1,307,000 | 1,131,000 | 1,134,000 | 1,309,000 |
| Equity capital | 1,103,000 | 1,130,000 | 1,159,000 | 1,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 319,000 | 483,000 | 653,000 |
| Interest expense | 48,000 | 97,000 | 146,000 | 194,000 |
| Net interest income | 111,000 | 222,000 | 337,000 | 459,000 |
| Noninterest income | 25,000 | 51,000 | 78,000 | 104,000 |
| Noninterest expense | 100,000 | 207,000 | 307,000 | 438,000 |
| Provision for loan losses | 5,000 | 5,000 | 15,000 | 15,000 |
| Pretax income | 31,000 | 61,000 | 93,000 | 110,000 |
| Income tax | 1,000 | 4,000 | 7,000 | 10,000 |
| Net income | 30,000 | 57,000 | 86,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,103,000 | 1,130,000 | 1,159,000 | 1,112,000 |
| Total capital | 1,197,000 | 1,225,000 | 1,255,000 | 1,208,000 |
| Risk-weighted assets | 7,476,000 | 7,591,000 | 7,645,000 | 7,785,000 |