Call reports 2003
FIRST NATIONAL BANK OF FLEMING, THE — 2003
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 11,456,000 | 11,739,000 | 11,673,000 | 11,546,000 |
| Total loans | 6,901,000 | 7,273,000 | 6,853,000 | 7,008,000 |
| Allowance for loan losses | 93,000 | 93,000 | 91,000 | 97,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 912,000 | 1,131,000 | 1,233,000 | 1,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,329,000 | 10,590,000 | 10,494,000 | 10,381,000 |
| Interest-bearing deposits | 9,136,000 | 9,381,000 | 9,265,000 | 9,041,000 |
| Noninterest-bearing deposits | 1,193,000 | 1,209,000 | 1,229,000 | 1,340,000 |
| Equity capital | 1,043,000 | 1,067,000 | 1,093,000 | 1,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 156,000 | 317,000 | 474,000 | 621,000 |
| Interest expense | 60,000 | 119,000 | 177,000 | 229,000 |
| Net interest income | 96,000 | 198,000 | 297,000 | 392,000 |
| Noninterest income | 24,000 | 46,000 | 68,000 | 90,000 |
| Noninterest expense | 108,000 | 201,000 | 296,000 | 409,000 |
| Provision for loan losses | 19,000 | 19,000 | 19,000 | 24,000 |
| Pretax income | -7,000 | 24,000 | 50,000 | 49,000 |
| Income tax | 0 | 7,000 | 7,000 | 0 |
| Net income | -7,000 | 17,000 | 43,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,043,000 | 1,067,000 | 1,093,000 | 1,081,000 |
| Total capital | 1,130,000 | 1,156,000 | 1,180,000 | 1,169,000 |
| Risk-weighted assets | 6,980,000 | 7,152,000 | 6,938,000 | 7,006,000 |