Call reports 2002
FIRST NATIONAL BANK OF FLEMING, THE — 2002
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 10,973,000 | 11,134,000 | 11,511,000 | 11,387,000 |
| Total loans | 6,910,000 | 6,907,000 | 7,176,000 | 6,885,000 |
| Allowance for loan losses | 125,000 | 84,000 | 85,000 | 82,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,216,000 | 1,215,000 | 1,114,000 | 1,013,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,869,000 | 10,045,000 | 10,378,000 | 10,255,000 |
| Interest-bearing deposits | 8,730,000 | 8,869,000 | 8,990,000 | 8,750,000 |
| Noninterest-bearing deposits | 1,139,000 | 1,176,000 | 1,388,000 | 1,505,000 |
| Equity capital | 1,007,000 | 1,001,000 | 1,043,000 | 1,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 164,000 | 331,000 | 504,000 | 672,000 |
| Interest expense | 78,000 | 147,000 | 215,000 | 282,000 |
| Net interest income | 86,000 | 184,000 | 289,000 | 390,000 |
| Noninterest income | 22,000 | 43,000 | 72,000 | 94,000 |
| Noninterest expense | 94,000 | 188,000 | 280,000 | 396,000 |
| Provision for loan losses | 110,000 | 130,000 | 130,000 | 150,000 |
| Pretax income | -96,000 | -91,000 | -49,000 | -62,000 |
| Income tax | 0 | 0 | 0 | -11,000 |
| Net income | -96,000 | -91,000 | -49,000 | -51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,007,000 | 1,001,000 | 1,043,000 | 1,040,000 |
| Total capital | 1,093,000 | 1,085,000 | 1,128,000 | 1,122,000 |
| Risk-weighted assets | 6,864,000 | 6,959,000 | 7,254,000 | 6,916,000 |