Call reports 2001
FIRST NATIONAL BANK OF FLEMING, THE — 2001
What FIRST NATIONAL BANK OF FLEMING, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 9,977,000 | 10,513,000 | 10,976,000 | 11,459,000 |
| Total loans | 6,252,000 | 6,930,000 | 6,669,000 | 6,415,000 |
| Allowance for loan losses | 89,000 | 82,000 | 84,000 | 74,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,097,000 | 1,210,000 | 1,210,000 | 1,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,812,000 | 9,313,000 | 9,746,000 | 10,254,000 |
| Interest-bearing deposits | 7,578,000 | 8,227,000 | 8,607,000 | 8,898,000 |
| Noninterest-bearing deposits | 1,234,000 | 1,086,000 | 1,139,000 | 1,356,000 |
| Equity capital | 1,107,000 | 1,133,000 | 1,157,000 | 1,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 394,000 | 588,000 | 765,000 |
| Interest expense | 90,000 | 184,000 | 284,000 | 377,000 |
| Net interest income | 106,000 | 210,000 | 304,000 | 388,000 |
| Noninterest income | 26,000 | 45,000 | 68,000 | 87,000 |
| Noninterest expense | 81,000 | 178,000 | 265,000 | 355,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 1,000 | 27,000 | 57,000 | 70,000 |
| Income tax | 2,000 | 2,000 | 8,000 | 7,000 |
| Net income | -1,000 | 25,000 | 49,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,107,000 | 1,133,000 | 1,157,000 | 1,134,000 |
| Total capital | 1,185,000 | 1,215,000 | 1,240,000 | 1,208,000 |
| Risk-weighted assets | 6,247,000 | 6,889,000 | 6,672,000 | 6,562,000 |