Call reports 2012
LINDALE STATE BANK — 2012
What LINDALE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 108,229,000 | 108,420,000 | 106,724,000 | 112,445,000 |
| Total loans | 65,092,000 | 66,073,000 | 65,599,000 | 69,900,000 |
| Allowance for loan losses | 1,410,000 | 1,432,000 | 1,498,000 | 1,537,000 |
| Securities available for sale | 23,093,000 | 24,223,000 | 24,577,000 | 24,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,453,000 | 96,336,000 | 94,427,000 | 100,191,000 |
| Interest-bearing deposits | 72,255,000 | 73,148,000 | 71,679,000 | 76,023,000 |
| Noninterest-bearing deposits | 24,198,000 | 23,188,000 | 22,748,000 | 24,168,000 |
| Equity capital | 11,617,000 | 11,875,000 | 11,987,000 | 12,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 966,000 | 1,919,000 | 2,870,000 | 3,856,000 |
| Interest expense | 119,000 | 231,000 | 334,000 | 434,000 |
| Net interest income | 847,000 | 1,688,000 | 2,536,000 | 3,422,000 |
| Noninterest income | 229,000 | 544,000 | 766,000 | 986,000 |
| Noninterest expense | 822,000 | 1,638,000 | 2,473,000 | 3,320,000 |
| Provision for loan losses | 0 | 22,000 | 32,000 | 39,000 |
| Pretax income | 254,000 | 572,000 | 797,000 | 1,049,000 |
| Income tax | 55,000 | 131,000 | 176,000 | 231,000 |
| Net income | 199,000 | 441,000 | 621,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,213,000 | 11,454,000 | 11,509,000 | 11,705,000 |
| Total capital | 12,131,000 | 12,366,000 | 12,423,000 | 12,582,000 |
| Risk-weighted assets | 72,157,000 | 71,672,000 | 71,736,000 | 68,732,000 |