Call reports 2011
LINDALE STATE BANK — 2011
What LINDALE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 105,230,000 | 104,809,000 | 102,891,000 | 105,425,000 |
| Total loans | 63,910,000 | 64,424,000 | 63,407,000 | 65,358,000 |
| Allowance for loan losses | 1,362,000 | 1,394,000 | 1,324,000 | 1,376,000 |
| Securities available for sale | 18,672,000 | 20,388,000 | 22,216,000 | 19,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,326,000 | 93,620,000 | 91,362,000 | 93,869,000 |
| Interest-bearing deposits | 71,969,000 | 71,064,000 | 68,928,000 | 72,350,000 |
| Noninterest-bearing deposits | 22,357,000 | 22,556,000 | 22,434,000 | 21,519,000 |
| Equity capital | 10,697,000 | 10,986,000 | 11,316,000 | 11,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,949,000 | 2,929,000 | 3,889,000 |
| Interest expense | 155,000 | 305,000 | 438,000 | 564,000 |
| Net interest income | 815,000 | 1,644,000 | 2,491,000 | 3,325,000 |
| Noninterest income | 245,000 | 518,000 | 864,000 | 1,086,000 |
| Noninterest expense | 849,000 | 1,635,000 | 2,463,000 | 3,265,000 |
| Provision for loan losses | 12,000 | 16,000 | 20,000 | 80,000 |
| Pretax income | 199,000 | 511,000 | 872,000 | 1,066,000 |
| Income tax | 42,000 | 118,000 | 207,000 | 240,000 |
| Net income | 157,000 | 393,000 | 665,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,394,000 | 10,630,000 | 10,877,000 | 11,038,000 |
| Total capital | 11,287,000 | 11,546,000 | 11,778,000 | 11,963,000 |
| Risk-weighted assets | 70,250,000 | 72,029,000 | 70,902,000 | 72,808,000 |