Call reports 2010
LINDALE STATE BANK — 2010
What LINDALE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 110,432,000 | 106,597,000 | 104,534,000 | 104,908,000 |
| Total loans | 59,152,000 | 56,337,000 | 60,457,000 | 64,418,000 |
| Allowance for loan losses | 1,028,000 | 925,000 | 975,000 | 1,376,000 |
| Securities available for sale | 25,800,000 | 27,591,000 | 21,824,000 | 17,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,334,000 | 95,522,000 | 93,352,000 | 94,180,000 |
| Interest-bearing deposits | 79,825,000 | 74,979,000 | 72,696,000 | 72,646,000 |
| Noninterest-bearing deposits | 19,509,000 | 20,543,000 | 20,656,000 | 21,534,000 |
| Equity capital | 10,654,000 | 10,718,000 | 10,805,000 | 10,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 1,967,000 | 2,965,000 | 3,952,000 |
| Interest expense | 256,000 | 486,000 | 697,000 | 864,000 |
| Net interest income | 738,000 | 1,481,000 | 2,268,000 | 3,088,000 |
| Noninterest income | 213,000 | 442,000 | 665,000 | 903,000 |
| Noninterest expense | 729,000 | 1,506,000 | 2,292,000 | 3,245,000 |
| Provision for loan losses | 32,000 | 64,000 | 288,000 | 589,000 |
| Pretax income | 190,000 | 353,000 | 353,000 | 157,000 |
| Income tax | 65,000 | 120,000 | 78,000 | 12,000 |
| Net income | 125,000 | 233,000 | 275,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,267,000 | 10,375,000 | 10,391,000 | 10,261,000 |
| Total capital | 11,128,000 | 11,215,000 | 11,260,000 | 11,155,000 |
| Risk-weighted assets | 67,977,000 | 66,357,000 | 68,670,000 | 70,252,000 |