Call reports 2002
LINDALE STATE BANK — 2002
What LINDALE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 68,608,000 | 68,319,000 | 67,848,000 | 71,309,000 |
| Total loans | 40,980,000 | 42,002,000 | 43,768,000 | 44,612,000 |
| Allowance for loan losses | 461,000 | 469,000 | 451,000 | 501,000 |
| Securities available for sale | 18,738,000 | 17,058,000 | 10,930,000 | 16,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,557,000 | 61,083,000 | 60,389,000 | 63,864,000 |
| Interest-bearing deposits | 51,013,000 | 49,108,000 | 49,482,000 | 51,253,000 |
| Noninterest-bearing deposits | 10,544,000 | 11,975,000 | 10,907,000 | 12,611,000 |
| Equity capital | 6,651,000 | 6,865,000 | 7,031,000 | 7,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 950,000 | 1,934,000 | 2,878,000 | 3,502,000 |
| Interest expense | 332,000 | 636,000 | 924,000 | 1,173,000 |
| Net interest income | 618,000 | 1,298,000 | 1,954,000 | 2,329,000 |
| Noninterest income | 131,000 | 275,000 | 440,000 | 533,000 |
| Noninterest expense | 538,000 | 1,085,000 | 1,658,000 | 1,923,000 |
| Provision for loan losses | 26,000 | 51,000 | 87,000 | 179,000 |
| Pretax income | 185,000 | 437,000 | 649,000 | 760,000 |
| Income tax | 63,000 | 149,000 | 221,000 | 259,000 |
| Net income | 122,000 | 288,000 | 428,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,614,000 | 6,780,000 | 6,896,000 | 6,969,000 |
| Total capital | 7,075,000 | 7,249,000 | 7,347,000 | 7,470,000 |
| Risk-weighted assets | 42,735,000 | 43,102,000 | 44,154,000 | 51,773,000 |