Call reports 2001
LINDALE STATE BANK — 2001
What LINDALE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 67,102,000 | 68,969,000 | 67,416,000 | 70,538,000 |
| Total loans | 38,206,000 | 38,715,000 | 39,964,000 | 40,528,000 |
| Allowance for loan losses | 470,000 | 452,000 | 469,000 | 463,000 |
| Securities available for sale | 12,017,000 | 9,339,000 | 9,595,000 | 21,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,480,000 | 62,268,000 | 60,501,000 | 63,584,000 |
| Interest-bearing deposits | 49,718,000 | 49,361,000 | 50,035,000 | 51,375,000 |
| Noninterest-bearing deposits | 10,762,000 | 12,907,000 | 10,466,000 | 12,209,000 |
| Equity capital | 6,162,000 | 6,321,000 | 6,492,000 | 6,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,313,000 | 3,407,000 | 4,416,000 |
| Interest expense | 539,000 | 1,057,000 | 1,535,000 | 1,940,000 |
| Net interest income | 641,000 | 1,256,000 | 1,872,000 | 2,476,000 |
| Noninterest income | 116,000 | 246,000 | 369,000 | 494,000 |
| Noninterest expense | 508,000 | 1,013,000 | 1,547,000 | 2,061,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 227,000 | 444,000 | 626,000 | 819,000 |
| Income tax | 77,000 | 151,000 | 213,000 | 277,000 |
| Net income | 150,000 | 293,000 | 413,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,148,000 | 6,291,000 | 6,387,000 | 6,516,000 |
| Total capital | 6,618,000 | 6,774,000 | 6,884,000 | 7,005,000 |
| Risk-weighted assets | 39,186,000 | 40,007,000 | 40,595,000 | 41,915,000 |