Call reports 2016
FIRST SECURITY BANK OF DEER LODGE — 2016
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 31,275,000 | 32,929,000 | 33,127,000 | 33,995,000 |
| Total loans | 23,683,000 | 24,389,000 | 24,890,000 | 24,309,000 |
| Allowance for loan losses | 576,000 | 576,000 | 576,000 | 225,000 |
| Securities available for sale | 0 | 201,000 | 201,000 | 200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,270,000 | 29,764,000 | 29,789,000 | 30,202,000 |
| Interest-bearing deposits | 19,191,000 | 20,039,000 | 20,120,000 | 20,437,000 |
| Noninterest-bearing deposits | 9,079,000 | 9,725,000 | 9,669,000 | 9,765,000 |
| Equity capital | 2,825,000 | 2,987,000 | 3,153,000 | 3,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 627,000 | 952,000 | 1,275,000 |
| Interest expense | 10,000 | 20,000 | 32,000 | 44,000 |
| Net interest income | 306,000 | 607,000 | 920,000 | 1,231,000 |
| Noninterest income | 51,000 | 108,000 | 156,000 | 216,000 |
| Noninterest expense | 213,000 | 406,000 | 601,000 | 875,000 |
| Provision for loan losses | 0 | 0 | 0 | -351,000 |
| Pretax income | 144,000 | 309,000 | 475,000 | 923,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | 144,000 | 306,000 | 472,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,825,000 | 2,987,000 | 3,153,000 | 3,601,000 |
| Total capital | 3,066,000 | 3,238,000 | 3,404,000 | 3,826,000 |
| Risk-weighted assets | 18,928,000 | 19,769,000 | 19,908,000 | 19,559,000 |