Call reports 2015
FIRST SECURITY BANK OF DEER LODGE — 2015
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 31,039,000 | 31,437,000 | 31,725,000 | 34,264,000 |
| Total loans | 21,098,000 | 23,268,000 | 24,283,000 | 23,858,000 |
| Allowance for loan losses | 217,000 | 492,000 | 491,000 | 576,000 |
| Securities available for sale | 700,000 | 700,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,688,000 | 28,388,000 | 28,758,000 | 31,247,000 |
| Interest-bearing deposits | 18,769,000 | 18,368,000 | 18,248,000 | 19,772,000 |
| Noninterest-bearing deposits | 8,919,000 | 10,020,000 | 10,510,000 | 11,475,000 |
| Equity capital | 3,260,000 | 2,932,000 | 2,888,000 | 2,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 570,000 | 882,000 | 1,194,000 |
| Interest expense | 10,000 | 23,000 | 32,000 | 43,000 |
| Net interest income | 272,000 | 547,000 | 850,000 | 1,151,000 |
| Noninterest income | 48,000 | 96,000 | 143,000 | 197,000 |
| Noninterest expense | 200,000 | 456,000 | 883,000 | 1,320,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 120,000 | 187,000 | 110,000 | 28,000 |
| Income tax | 37,000 | 57,000 | 24,000 | 95,000 |
| Net income | 83,000 | 130,000 | 86,000 | -67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,260,000 | 2,932,000 | 2,888,000 | 2,735,000 |
| Total capital | 3,477,000 | 3,195,000 | 3,137,000 | 2,984,000 |
| Risk-weighted assets | 19,226,000 | 20,738,000 | 19,640,000 | 19,656,000 |