Call reports 2013
FIRST SECURITY BANK OF DEER LODGE — 2013
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 28,066,000 | 28,986,000 | 29,066,000 | 29,882,000 |
| Total loans | 16,687,000 | 16,794,000 | 16,282,000 | 16,264,000 |
| Allowance for loan losses | 175,000 | 186,000 | 193,000 | 197,000 |
| Securities available for sale | 730,000 | 720,000 | 694,000 | 695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,013,000 | 25,880,000 | 25,863,000 | 26,591,000 |
| Interest-bearing deposits | 17,610,000 | 17,815,000 | 17,269,000 | 17,547,000 |
| Noninterest-bearing deposits | 7,403,000 | 8,065,000 | 8,594,000 | 9,044,000 |
| Equity capital | 2,840,000 | 2,875,000 | 2,942,000 | 3,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 515,000 | 771,000 | 1,024,000 |
| Interest expense | 17,000 | 32,000 | 46,000 | 58,000 |
| Net interest income | 242,000 | 483,000 | 725,000 | 966,000 |
| Noninterest income | 49,000 | 100,000 | 154,000 | 205,000 |
| Noninterest expense | 206,000 | 427,000 | 635,000 | 786,000 |
| Provision for loan losses | 2,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | 83,000 | 143,000 | 231,000 | 372,000 |
| Income tax | 25,000 | 43,000 | 67,000 | 113,000 |
| Net income | 58,000 | 100,000 | 164,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,840,000 | 2,882,000 | 2,946,000 | 3,177,000 |
| Total capital | 3,015,000 | 3,068,000 | 3,139,000 | 3,374,000 |
| Risk-weighted assets | 16,776,000 | 17,083,000 | 16,643,000 | 16,515,000 |