Call reports 2012
FIRST SECURITY BANK OF DEER LODGE — 2012
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,275,000 | 27,685,000 | 27,376,000 | 28,188,000 |
| Total loans | 17,947,000 | 18,271,000 | 17,602,000 | 16,381,000 |
| Allowance for loan losses | 152,000 | 159,000 | 159,000 | 171,000 |
| Securities available for sale | 460,000 | 958,000 | 731,000 | 730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,335,000 | 24,643,000 | 24,197,000 | 24,970,000 |
| Interest-bearing deposits | 17,067,000 | 16,425,000 | 16,589,000 | 17,962,000 |
| Noninterest-bearing deposits | 7,268,000 | 8,218,000 | 7,608,000 | 7,008,000 |
| Equity capital | 2,824,000 | 2,881,000 | 2,967,000 | 3,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 589,000 | 880,000 | 1,152,000 |
| Interest expense | 22,000 | 41,000 | 62,000 | 83,000 |
| Net interest income | 267,000 | 548,000 | 818,000 | 1,069,000 |
| Noninterest income | 48,000 | 102,000 | 155,000 | 208,000 |
| Noninterest expense | 197,000 | 438,000 | 641,000 | 812,000 |
| Provision for loan losses | 0 | 7,000 | 7,000 | 45,000 |
| Pretax income | 118,000 | 205,000 | 325,000 | 420,000 |
| Income tax | 36,000 | 63,000 | 99,000 | 128,000 |
| Net income | 82,000 | 142,000 | 226,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,823,000 | 2,882,000 | 2,966,000 | 3,032,000 |
| Total capital | 2,976,000 | 3,042,000 | 3,126,000 | 3,203,000 |
| Risk-weighted assets | 17,286,000 | 17,832,000 | 17,153,000 | 16,533,000 |