Call reports 2011
FIRST SECURITY BANK OF DEER LODGE — 2011
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,981,000 | 29,459,000 | 27,934,000 | 28,230,000 |
| Total loans | 16,498,000 | 16,665,000 | 16,382,000 | 17,486,000 |
| Allowance for loan losses | 143,000 | 158,000 | 163,000 | 152,000 |
| Securities available for sale | 1,487,000 | 1,399,000 | 969,000 | 966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,373,000 | 26,744,000 | 25,092,000 | 25,420,000 |
| Interest-bearing deposits | 20,896,000 | 19,686,000 | 17,955,000 | 18,484,000 |
| Noninterest-bearing deposits | 6,477,000 | 7,058,000 | 7,137,000 | 6,936,000 |
| Equity capital | 2,534,000 | 2,589,000 | 2,676,000 | 2,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 576,000 | 875,000 | 1,155,000 |
| Interest expense | 33,000 | 68,000 | 97,000 | 120,000 |
| Net interest income | 248,000 | 508,000 | 778,000 | 1,035,000 |
| Noninterest income | 39,000 | 79,000 | 128,000 | 281,000 |
| Noninterest expense | 215,000 | 427,000 | 622,000 | 866,000 |
| Provision for loan losses | 75,000 | 90,000 | 95,000 | 331,000 |
| Pretax income | -3,000 | 70,000 | 189,000 | 119,000 |
| Income tax | 1,000 | 18,000 | 63,000 | 20,000 |
| Net income | -4,000 | 52,000 | 126,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,539,000 | 2,595,000 | 2,670,000 | 2,740,000 |
| Total capital | 2,682,000 | 2,753,000 | 2,833,000 | 2,893,000 |
| Risk-weighted assets | 17,151,000 | 16,552,000 | 16,117,000 | 16,982,000 |