Call reports 2010
FIRST SECURITY BANK OF DEER LODGE — 2010
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 28,887,000 | 28,876,000 | 27,463,000 | 28,094,000 |
| Total loans | 17,082,000 | 16,483,000 | 16,624,000 | 15,932,000 |
| Allowance for loan losses | 128,000 | 228,000 | 228,000 | 68,000 |
| Securities available for sale | 1,047,000 | 1,049,000 | 1,011,000 | 1,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,809,000 | 25,239,000 | 23,697,000 | 24,980,000 |
| Interest-bearing deposits | 18,877,000 | 17,511,000 | 17,128,000 | 18,285,000 |
| Noninterest-bearing deposits | 6,932,000 | 7,728,000 | 6,569,000 | 6,695,000 |
| Equity capital | 2,504,000 | 2,535,000 | 2,601,000 | 2,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 636,000 | 961,000 | 1,253,000 |
| Interest expense | 46,000 | 87,000 | 129,000 | 167,000 |
| Net interest income | 276,000 | 549,000 | 832,000 | 1,086,000 |
| Noninterest income | 40,000 | 82,000 | 119,000 | 171,000 |
| Noninterest expense | 200,000 | 396,000 | 596,000 | 985,000 |
| Provision for loan losses | 53,000 | 153,000 | 153,000 | 153,000 |
| Pretax income | 63,000 | 82,000 | 202,000 | 119,000 |
| Income tax | 18,000 | 21,000 | 73,000 | 31,000 |
| Net income | 45,000 | 61,000 | 129,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,503,000 | 2,529,000 | 2,597,000 | 2,556,000 |
| Total capital | 2,631,000 | 2,749,000 | 2,812,000 | 2,624,000 |
| Risk-weighted assets | 17,279,000 | 16,873,000 | 16,418,000 | 16,301,000 |