Call reports 2009
FIRST SECURITY BANK OF DEER LODGE — 2009
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 27,144,000 | 26,090,000 | 27,570,000 | 28,963,000 |
| Total loans | 17,491,000 | 17,471,000 | 17,521,000 | 17,439,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 75,000 |
| Securities available for sale | 1,437,000 | 930,000 | 936,000 | 1,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,106,000 | 22,533,000 | 24,075,000 | 25,925,000 |
| Interest-bearing deposits | 18,191,000 | 17,331,000 | 18,119,000 | 19,361,000 |
| Noninterest-bearing deposits | 4,915,000 | 5,202,000 | 5,956,000 | 6,564,000 |
| Equity capital | 2,486,000 | 2,429,000 | 2,487,000 | 2,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 721,000 | 1,060,000 | 1,375,000 |
| Interest expense | 81,000 | 151,000 | 211,000 | 268,000 |
| Net interest income | 285,000 | 570,000 | 849,000 | 1,107,000 |
| Noninterest income | 50,000 | 99,000 | 142,000 | 186,000 |
| Noninterest expense | 171,000 | 374,000 | 641,000 | 1,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 164,000 | 295,000 | 350,000 | 213,000 |
| Income tax | 63,000 | 249,000 | 234,000 | 114,000 |
| Net income | 101,000 | 46,000 | 116,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,479,000 | 2,425,000 | 2,485,000 | 2,468,000 |
| Total capital | 2,679,000 | 2,625,000 | 2,685,000 | 2,543,000 |
| Risk-weighted assets | 17,338,000 | 17,153,000 | 17,266,000 | 17,613,000 |