Call reports 2008
FIRST SECURITY BANK OF DEER LODGE — 2008
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 25,777,000 | 28,236,000 | 26,502,000 | 26,580,000 |
| Total loans | 16,841,000 | 17,280,000 | 16,591,000 | 16,716,000 |
| Allowance for loan losses | 150,000 | 150,000 | 150,000 | 200,000 |
| Securities available for sale | 2,407,000 | 2,390,000 | 2,340,000 | 1,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,006,000 | 25,403,000 | 23,526,000 | 23,704,000 |
| Interest-bearing deposits | 16,853,000 | 17,289,000 | 16,645,000 | 17,686,000 |
| Noninterest-bearing deposits | 6,153,000 | 8,114,000 | 6,881,000 | 6,018,000 |
| Equity capital | 2,682,000 | 2,729,000 | 2,848,000 | 2,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 817,000 | 1,212,000 | 1,596,000 |
| Interest expense | 106,000 | 204,000 | 300,000 | 391,000 |
| Net interest income | 325,000 | 613,000 | 912,000 | 1,205,000 |
| Noninterest income | 49,000 | 101,000 | 178,000 | 214,000 |
| Noninterest expense | 196,000 | 406,000 | 609,000 | 881,000 |
| Provision for loan losses | 27,000 | 27,000 | 27,000 | 77,000 |
| Pretax income | 151,000 | 281,000 | 454,000 | 461,000 |
| Income tax | 21,000 | 96,000 | 152,000 | 235,000 |
| Net income | 130,000 | 185,000 | 302,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,679,000 | 2,734,000 | 2,851,000 | 2,774,000 |
| Total capital | 2,829,000 | 2,884,000 | 3,001,000 | 2,974,000 |
| Risk-weighted assets | 16,691,000 | 17,502,000 | 16,611,000 | 16,786,000 |