Call reports 2007
FIRST SECURITY BANK OF DEER LODGE — 2007
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 26,589,000 | 27,118,000 | 25,703,000 | 26,487,000 |
| Total loans | 19,763,000 | 19,725,000 | 20,128,000 | 19,596,000 |
| Allowance for loan losses | 124,000 | 123,000 | 123,000 | 123,000 |
| Securities available for sale | 3,025,000 | 3,025,000 | 2,565,000 | 2,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,954,000 | 23,380,000 | 22,268,000 | 23,178,000 |
| Interest-bearing deposits | 16,715,000 | 16,075,000 | 15,765,000 | 16,038,000 |
| Noninterest-bearing deposits | 6,239,000 | 7,305,000 | 6,503,000 | 7,140,000 |
| Equity capital | 2,989,000 | 3,128,000 | 3,286,000 | 3,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 954,000 | 1,443,000 | 1,900,000 |
| Interest expense | 104,000 | 217,000 | 326,000 | 433,000 |
| Net interest income | 365,000 | 737,000 | 1,117,000 | 1,467,000 |
| Noninterest income | 51,000 | 114,000 | 181,000 | 227,000 |
| Noninterest expense | 209,000 | 422,000 | 626,000 | 1,050,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 429,000 | 672,000 | 644,000 |
| Income tax | 66,000 | 146,000 | 226,000 | 248,000 |
| Net income | 141,000 | 283,000 | 446,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,994,000 | 3,135,000 | 3,291,000 | 3,249,000 |
| Total capital | 3,118,000 | 3,258,000 | 3,414,000 | 3,372,000 |
| Risk-weighted assets | 18,985,000 | 19,287,000 | 19,159,000 | 18,894,000 |