Call reports 2006
FIRST SECURITY BANK OF DEER LODGE — 2006
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 26,809,000 | 25,546,000 | 26,566,000 | 27,189,000 |
| Total loans | 15,555,000 | 16,411,000 | 16,494,000 | 19,624,000 |
| Allowance for loan losses | 120,000 | 120,000 | 124,000 | 124,000 |
| Securities available for sale | 4,306,000 | 4,073,000 | 4,300,000 | 3,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,849,000 | 22,574,000 | 23,405,000 | 24,074,000 |
| Interest-bearing deposits | 17,652,000 | 16,275,000 | 16,894,000 | 17,560,000 |
| Noninterest-bearing deposits | 6,197,000 | 6,299,000 | 6,511,000 | 6,514,000 |
| Equity capital | 2,862,000 | 2,873,000 | 3,004,000 | 3,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 828,000 | 1,257,000 | 1,702,000 |
| Interest expense | 73,000 | 155,000 | 248,000 | 348,000 |
| Net interest income | 335,000 | 673,000 | 1,009,000 | 1,354,000 |
| Noninterest income | 49,000 | 102,000 | 162,000 | 219,000 |
| Noninterest expense | 202,000 | 400,000 | 605,000 | 977,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 375,000 | 566,000 | 596,000 |
| Income tax | 70,000 | 144,000 | 217,000 | 229,000 |
| Net income | 112,000 | 231,000 | 349,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,868,000 | 2,897,000 | 3,015,000 | 3,033,000 |
| Total capital | 2,988,000 | 3,017,000 | 3,139,000 | 3,157,000 |
| Risk-weighted assets | 15,531,000 | 15,893,000 | 16,169,000 | 18,781,000 |