Call reports 2005
FIRST SECURITY BANK OF DEER LODGE — 2005
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 26,482,000 | 24,979,000 | 25,873,000 | 27,261,000 |
| Total loans | 15,107,000 | 16,133,000 | 16,151,000 | 16,054,000 |
| Allowance for loan losses | 122,000 | 123,000 | 118,000 | 120,000 |
| Securities available for sale | 4,307,000 | 4,306,000 | 4,096,000 | 3,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,661,000 | 22,065,000 | 22,999,000 | 24,454,000 |
| Interest-bearing deposits | 17,762,000 | 16,793,000 | 16,905,000 | 17,823,000 |
| Noninterest-bearing deposits | 5,899,000 | 5,272,000 | 6,094,000 | 6,631,000 |
| Equity capital | 2,557,000 | 2,646,000 | 2,753,000 | 2,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 683,000 | 1,052,000 | 1,431,000 |
| Interest expense | 55,000 | 115,000 | 179,000 | 251,000 |
| Net interest income | 287,000 | 568,000 | 873,000 | 1,180,000 |
| Noninterest income | 45,000 | 93,000 | 147,000 | 194,000 |
| Noninterest expense | 183,000 | 378,000 | 563,000 | 933,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 139,000 | 273,000 | 447,000 | 431,000 |
| Income tax | 53,000 | 105,000 | 172,000 | 166,000 |
| Net income | 86,000 | 168,000 | 275,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,577,000 | 2,659,000 | 2,766,000 | 2,756,000 |
| Total capital | 2,699,000 | 2,782,000 | 2,884,000 | 2,876,000 |
| Risk-weighted assets | 14,635,000 | 15,025,000 | 15,591,000 | 15,805,000 |