Call reports 2004
FIRST SECURITY BANK OF DEER LODGE — 2004
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 27,171,000 | 25,594,000 | 26,037,000 | 27,904,000 |
| Total loans | 14,814,000 | 15,190,000 | 15,011,000 | 14,868,000 |
| Allowance for loan losses | 116,000 | 116,000 | 116,000 | 112,000 |
| Securities available for sale | 3,581,000 | 3,342,000 | 3,343,000 | 4,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,288,000 | 22,716,000 | 23,274,000 | 25,191,000 |
| Interest-bearing deposits | 18,886,000 | 17,397,000 | 17,486,000 | 18,758,000 |
| Noninterest-bearing deposits | 5,402,000 | 5,319,000 | 5,788,000 | 6,433,000 |
| Equity capital | 2,380,000 | 2,416,000 | 2,486,000 | 2,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 614,000 | 919,000 | 1,236,000 |
| Interest expense | 71,000 | 138,000 | 198,000 | 255,000 |
| Net interest income | 239,000 | 476,000 | 721,000 | 981,000 |
| Noninterest income | 42,000 | 94,000 | 143,000 | 191,000 |
| Noninterest expense | 192,000 | 368,000 | 556,000 | 843,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 224,000 | 330,000 | 351,000 |
| Income tax | 43,000 | 87,000 | 127,000 | 135,000 |
| Net income | 68,000 | 137,000 | 203,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,343,000 | 2,412,000 | 2,478,000 | 2,481,000 |
| Total capital | 2,459,000 | 2,528,000 | 2,594,000 | 2,593,000 |
| Risk-weighted assets | 14,762,000 | 14,804,000 | 14,748,000 | 14,939,000 |