Call reports 2003
FIRST SECURITY BANK OF DEER LODGE — 2003
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,507,000 | 23,866,000 | 24,655,000 | 27,053,000 |
| Total loans | 14,257,000 | 14,597,000 | 14,415,000 | 14,926,000 |
| Allowance for loan losses | 113,000 | 113,000 | 113,000 | 116,000 |
| Securities available for sale | 3,448,000 | 3,448,000 | 3,205,000 | 4,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,597,000 | 20,874,000 | 21,214,000 | 24,054,000 |
| Interest-bearing deposits | 16,926,000 | 16,598,000 | 16,987,000 | 18,633,000 |
| Noninterest-bearing deposits | 4,671,000 | 4,276,000 | 4,227,000 | 5,421,000 |
| Equity capital | 2,367,000 | 2,434,000 | 2,471,000 | 2,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 638,000 | 944,000 | 1,253,000 |
| Interest expense | 84,000 | 163,000 | 238,000 | 310,000 |
| Net interest income | 239,000 | 475,000 | 706,000 | 943,000 |
| Noninterest income | 42,000 | 90,000 | 138,000 | 187,000 |
| Noninterest expense | 173,000 | 352,000 | 538,000 | 766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 213,000 | 306,000 | 364,000 |
| Income tax | 42,000 | 82,000 | 117,000 | 140,000 |
| Net income | 66,000 | 131,000 | 189,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,297,000 | 2,362,000 | 2,420,000 | 2,455,000 |
| Total capital | 2,410,000 | 2,475,000 | 2,533,000 | 2,571,000 |
| Risk-weighted assets | 14,210,000 | 14,251,000 | 14,097,000 | 14,751,000 |