Call reports 2002
FIRST SECURITY BANK OF DEER LODGE — 2002
What FIRST SECURITY BANK OF DEER LODGE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,400,000 | 22,587,000 | 22,186,000 | 24,642,000 |
| Total loans | 12,825,000 | 13,708,000 | 14,023,000 | 14,073,000 |
| Allowance for loan losses | 97,000 | 97,000 | 103,000 | 113,000 |
| Securities available for sale | 3,598,000 | 3,649,000 | 3,604,000 | 3,617,000 |
| Securities held to maturity | 1,746,000 | 1,082,000 | 1,030,000 | 950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,175,000 | 19,865,000 | 19,367,000 | 21,771,000 |
| Interest-bearing deposits | 17,264,000 | 16,512,000 | 15,690,000 | 16,820,000 |
| Noninterest-bearing deposits | 3,911,000 | 3,353,000 | 3,677,000 | 4,951,000 |
| Equity capital | 2,138,000 | 2,246,000 | 2,356,000 | 2,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 683,000 | 1,029,000 | 1,374,000 |
| Interest expense | 116,000 | 222,000 | 318,000 | 410,000 |
| Net interest income | 222,000 | 461,000 | 711,000 | 964,000 |
| Noninterest income | 37,000 | 76,000 | 120,000 | 164,000 |
| Noninterest expense | 178,000 | 349,000 | 529,000 | 764,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 81,000 | 188,000 | 302,000 | 354,000 |
| Income tax | 31,000 | 72,000 | 116,000 | 136,000 |
| Net income | 50,000 | 116,000 | 186,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,153,000 | 2,219,000 | 2,288,000 | 2,321,000 |
| Total capital | 2,250,000 | 2,316,000 | 2,391,000 | 2,434,000 |
| Risk-weighted assets | 13,051,000 | 13,514,000 | 13,598,000 | 14,004,000 |