Call reports 2025
VALLEY BANK OF NEVADA — 2025
What VALLEY BANK OF NEVADA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 237,188,000 | 238,197,000 | 230,772,000 | 226,770,000 |
| Total loans | 129,399,000 | 131,602,000 | 131,319,000 | 132,946,000 |
| Allowance for loan losses | 2,057,000 | 2,222,000 | 2,251,000 | 2,264,000 |
| Securities available for sale | 25,245,000 | 25,425,000 | 23,585,000 | 26,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,922,000 | 210,376,000 | 202,751,000 | 198,295,000 |
| Interest-bearing deposits | 85,546,000 | 107,537,000 | 101,625,000 | 110,658,000 |
| Noninterest-bearing deposits | 124,376,000 | 102,839,000 | 101,126,000 | 87,637,000 |
| Equity capital | 22,240,000 | 22,830,000 | 23,164,000 | 23,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,526,000 | 5,220,000 | 7,946,000 | 10,611,000 |
| Interest expense | 364,000 | 792,000 | 1,615,000 | 2,193,000 |
| Net interest income | 2,162,000 | 4,428,000 | 6,331,000 | 8,418,000 |
| Noninterest income | 56,000 | 108,000 | 159,000 | 213,000 |
| Noninterest expense | 1,609,000 | 3,187,000 | 4,856,000 | 6,368,000 |
| Provision for loan losses | 0 | 165,000 | 194,000 | 207,000 |
| Pretax income | 568,000 | 1,142,000 | 1,415,000 | 2,040,000 |
| Income tax | 125,000 | 251,000 | 315,000 | 453,000 |
| Net income | 443,000 | 891,000 | 1,100,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,694,000 | 23,252,000 | 23,489,000 | 23,976,000 |
| Total capital | 24,528,000 | 25,106,000 | 25,326,000 | 25,867,000 |
| Risk-weighted assets | 146,433,000 | 147,890,000 | 146,518,000 | 150,867,000 |