Call reports 2024
VALLEY BANK OF NEVADA — 2024
What VALLEY BANK OF NEVADA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 206,640,000 | 205,313,000 | 217,222,000 | 223,820,000 |
| Total loans | 128,367,000 | 128,304,000 | 128,749,000 | 132,269,000 |
| Allowance for loan losses | 2,037,000 | 2,171,000 | 2,122,000 | 2,178,000 |
| Securities available for sale | 22,375,000 | 22,508,000 | 23,040,000 | 25,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,706,000 | 180,000,000 | 190,189,000 | 197,107,000 |
| Interest-bearing deposits | 72,438,000 | 70,528,000 | 75,792,000 | 79,380,000 |
| Noninterest-bearing deposits | 109,268,000 | 109,472,000 | 114,397,000 | 117,727,000 |
| Equity capital | 19,542,000 | 20,043,000 | 21,164,000 | 21,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,295,000 | 4,630,000 | 7,033,000 | 9,590,000 |
| Interest expense | 264,000 | 566,000 | 879,000 | 1,231,000 |
| Net interest income | 2,031,000 | 4,064,000 | 6,154,000 | 8,359,000 |
| Noninterest income | 57,000 | 111,000 | 442,000 | 513,000 |
| Noninterest expense | 1,474,000 | 2,971,000 | 4,526,000 | 6,154,000 |
| Provision for loan losses | 123,000 | 257,000 | 208,000 | 264,000 |
| Pretax income | 491,000 | 1,000,000 | 1,899,000 | 2,505,000 |
| Income tax | 108,000 | 220,000 | 418,000 | 551,000 |
| Net income | 383,000 | 780,000 | 1,481,000 | 1,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,096,000 | 20,603,000 | 21,499,000 | 22,098,000 |
| Total capital | 21,943,000 | 22,428,000 | 23,291,000 | 23,937,000 |
| Risk-weighted assets | 147,525,000 | 145,597,000 | 143,008,000 | 146,762,000 |