Call reports 2023
VALLEY BANK OF NEVADA — 2023
What VALLEY BANK OF NEVADA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 203,247,000 | 220,582,000 | 224,394,000 | 221,930,000 |
| Total loans | 120,189,000 | 126,669,000 | 124,117,000 | 121,315,000 |
| Allowance for loan losses | 1,964,000 | 2,051,000 | 2,037,000 | 1,914,000 |
| Securities available for sale | 23,047,000 | 21,816,000 | 21,805,000 | 22,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,433,000 | 197,553,000 | 201,030,000 | 197,274,000 |
| Interest-bearing deposits | 55,903,000 | 79,144,000 | 79,273,000 | 80,678,000 |
| Noninterest-bearing deposits | 124,530,000 | 118,409,000 | 121,757,000 | 116,596,000 |
| Equity capital | 17,273,000 | 17,386,000 | 17,944,000 | 19,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,155,000 | 4,382,000 | 6,800,000 | 9,333,000 |
| Interest expense | 27,000 | 214,000 | 493,000 | 797,000 |
| Net interest income | 2,128,000 | 4,168,000 | 6,307,000 | 8,536,000 |
| Noninterest income | 55,000 | 109,000 | 166,000 | 229,000 |
| Noninterest expense | 1,430,000 | 3,057,000 | 4,467,000 | 5,853,000 |
| Provision for loan losses | 3,000 | 90,000 | 150,000 | 74,000 |
| Pretax income | 750,000 | 1,130,000 | 1,856,000 | 2,838,000 |
| Income tax | 165,000 | 249,000 | 408,000 | 624,000 |
| Net income | 585,000 | 881,000 | 1,448,000 | 2,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,525,000 | 17,902,000 | 18,626,000 | 19,608,000 |
| Total capital | 19,259,000 | 19,786,000 | 20,492,000 | 21,383,000 |
| Risk-weighted assets | 138,395,000 | 150,356,000 | 148,999,000 | 141,818,000 |