Call reports 2022
VALLEY BANK OF NEVADA — 2022
What VALLEY BANK OF NEVADA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 209,025,000 | 211,992,000 | 212,465,000 | 215,750,000 |
| Total loans | 107,155,000 | 112,442,000 | 116,030,000 | 118,292,000 |
| Allowance for loan losses | 1,961,000 | 1,961,000 | 1,961,000 | 1,961,000 |
| Securities available for sale | 19,560,000 | 19,215,000 | 20,505,000 | 21,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,132,000 | 195,412,000 | 196,140,000 | 193,845,000 |
| Interest-bearing deposits | 72,281,000 | 73,897,000 | 72,922,000 | 66,935,000 |
| Noninterest-bearing deposits | 119,851,000 | 121,515,000 | 123,218,000 | 126,910,000 |
| Equity capital | 14,752,000 | 14,494,000 | 14,339,000 | 16,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,241,000 | 2,610,000 | 4,346,000 | 6,394,000 |
| Interest expense | 28,000 | 55,000 | 84,000 | 111,000 |
| Net interest income | 1,213,000 | 2,555,000 | 4,262,000 | 6,283,000 |
| Noninterest income | 49,000 | 103,000 | 159,000 | 1,971,000 |
| Noninterest expense | 1,413,000 | 2,794,000 | 4,082,000 | 5,422,000 |
| Provision for loan losses | 31,000 | 31,000 | 31,000 | 31,000 |
| Pretax income | -182,000 | -167,000 | 308,000 | 2,801,000 |
| Income tax | 0 | 0 | 68,000 | 638,000 |
| Net income | -182,000 | -167,000 | 240,000 | 2,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,810,000 | 13,823,000 | 14,294,000 | 16,775,000 |
| Total capital | 15,341,000 | 15,458,000 | 15,998,000 | 18,582,000 |
| Risk-weighted assets | 122,007,000 | 130,420,000 | 136,010,000 | 144,361,000 |