Call reports 2021
VALLEY BANK OF NEVADA — 2021
What VALLEY BANK OF NEVADA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 227,833,000 | 235,515,000 | 227,094,000 | 204,954,000 |
| Total loans | 107,899,000 | 107,808,000 | 111,003,000 | 103,194,000 |
| Allowance for loan losses | 1,762,000 | 1,876,000 | 1,930,000 | 1,930,000 |
| Securities available for sale | 9,848,000 | 9,887,000 | 12,878,000 | 19,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,222,000 | 219,076,000 | 210,843,000 | 188,586,000 |
| Interest-bearing deposits | 71,910,000 | 81,909,000 | 74,296,000 | 69,501,000 |
| Noninterest-bearing deposits | 139,312,000 | 137,167,000 | 136,547,000 | 119,085,000 |
| Equity capital | 15,965,000 | 15,760,000 | 15,629,000 | 15,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,411,000 | 2,730,000 | 4,025,000 | 5,487,000 |
| Interest expense | 30,000 | 61,000 | 96,000 | 128,000 |
| Net interest income | 1,381,000 | 2,669,000 | 3,929,000 | 5,359,000 |
| Noninterest income | 33,000 | 34,000 | 45,000 | 433,000 |
| Noninterest expense | 1,145,000 | 2,615,000 | 3,955,000 | 5,389,000 |
| Provision for loan losses | 0 | 114,000 | 168,000 | 168,000 |
| Pretax income | 269,000 | -26,000 | -149,000 | 235,000 |
| Income tax | 59,000 | 0 | 0 | 52,000 |
| Net income | 210,000 | -26,000 | -149,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,244,000 | 13,949,000 | 13,615,000 | 13,997,000 |
| Total capital | 15,482,000 | 15,304,000 | 15,030,000 | 15,426,000 |
| Risk-weighted assets | 98,474,000 | 107,804,000 | 112,643,000 | 113,769,000 |