Call reports 2020
VALLEY BANK OF NEVADA — 2020
What VALLEY BANK OF NEVADA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 153,989,000 | 201,696,000 | 200,624,000 | 210,205,000 |
| Total loans | 94,752,000 | 128,727,000 | 127,919,000 | 108,892,000 |
| Allowance for loan losses | 1,682,000 | 1,762,000 | 1,744,000 | 1,762,000 |
| Securities available for sale | 4,020,000 | 3,020,000 | 7,015,000 | 8,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,371,000 | 183,593,000 | 182,359,000 | 193,711,000 |
| Interest-bearing deposits | 61,277,000 | 80,026,000 | 76,493,000 | 75,523,000 |
| Noninterest-bearing deposits | 77,094,000 | 103,567,000 | 105,866,000 | 118,188,000 |
| Equity capital | 15,047,000 | 15,318,000 | 15,462,000 | 15,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 2,739,000 | 4,144,000 | 5,783,000 |
| Interest expense | 108,000 | 183,000 | 239,000 | 274,000 |
| Net interest income | 1,269,000 | 2,556,000 | 3,905,000 | 5,509,000 |
| Noninterest income | 31,000 | 50,000 | 81,000 | 212,000 |
| Noninterest expense | 1,209,000 | 2,089,000 | 3,278,000 | 4,452,000 |
| Provision for loan losses | 95,000 | 175,000 | 176,000 | 176,000 |
| Pretax income | -4,000 | 342,000 | 532,000 | 1,093,000 |
| Income tax | 0 | 75,000 | 117,000 | 253,000 |
| Net income | -4,000 | 267,000 | 415,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,863,000 | 13,210,000 | 13,428,000 | 13,976,000 |
| Total capital | 14,188,000 | 14,505,000 | 14,696,000 | 15,217,000 |
| Risk-weighted assets | 105,576,000 | 103,117,000 | 100,921,000 | 98,731,000 |