Call reports 2019
VALLEY BANK OF NEVADA — 2019
What VALLEY BANK OF NEVADA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 132,471,000 | 127,795,000 | 143,188,000 | 148,641,000 |
| Total loans | 87,852,000 | 90,532,000 | 91,607,000 | 92,081,000 |
| Allowance for loan losses | 1,553,000 | 1,610,000 | 1,610,000 | 1,610,000 |
| Securities available for sale | 4,947,000 | 4,986,000 | 4,997,000 | 3,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,538,000 | 112,822,000 | 127,963,000 | 133,062,000 |
| Interest-bearing deposits | 37,543,000 | 47,736,000 | 50,957,000 | 60,635,000 |
| Noninterest-bearing deposits | 79,995,000 | 65,086,000 | 77,006,000 | 72,427,000 |
| Equity capital | 14,355,000 | 14,391,000 | 14,608,000 | 15,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,709,000 | 4,142,000 | 5,854,000 |
| Interest expense | 40,000 | 98,000 | 167,000 | 263,000 |
| Net interest income | 1,265,000 | 2,611,000 | 3,975,000 | 5,591,000 |
| Noninterest income | 34,000 | 70,000 | 115,000 | 152,000 |
| Noninterest expense | 1,187,000 | 2,435,000 | 3,577,000 | 4,669,000 |
| Provision for loan losses | 4,000 | 132,000 | 132,000 | 132,000 |
| Pretax income | 108,000 | 114,000 | 381,000 | 942,000 |
| Income tax | 24,000 | 25,000 | 84,000 | 220,000 |
| Net income | 84,000 | 89,000 | 297,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,150,000 | 12,041,000 | 12,307,000 | 12,868,000 |
| Total capital | 13,392,000 | 13,345,000 | 13,630,000 | 14,175,000 |
| Risk-weighted assets | 98,982,000 | 103,967,000 | 105,483,000 | 104,180,000 |